Morse Insurance Blog

When renting out a home, second home or a vacation property, you may need to get landlord insurance. However people renting out properties or rooms on a consistent short-term basis – such as a bed & breakfast or hotel type of set-up – may need to buy a business policy. Should you be considering regular short-term rentals, you may need to purchase a commercial insurance in Massachusetts policy to provide some financial protection due to the risks involved.

The burglar that has been eyeing your house as his or her next target would probably be really hoping you will not increase your security. When you forget to lock up, and you leave windows open, you make the job of thieves so much easier. Avoid becoming another statistic on a long list of burglaries. Use these tips for increasing security and maybe you will not be calling your home insurance in MA agent to collect on theft insurance.

You probably could not be prouder than you were at that moment when you finally decided to make your dreams come true and open a new business in Massachusetts. Getting a business up and running really is an accomplishment, but you need to take it one step further by protecting your hard work and dreams with commercial insurance in Massachusetts. It could be easy for people to think nothing bad could ever happen to close down their businesses, but it’s important to face reality. Accidents can happen, and lawsuits, tornadoes, fire or other disasters could destroy a business in no time.

Jewelry is normally insured on your homeowner's insurance policy under personal property. However, if you have valuable jewelry pieces, you might want to take a closer look at your policy to make sure all your jewelry is covered and what type of coverage you have. For instance your homeowner policy may cover only up to $1,500 for all jewelry. It is also a good time to check not only the total dollar amount of coverage, but also whether you have full coverage for individual pieces on your home insurance in MA.

While the suburban dream may still be alive and well for many, homes these days come in all shapes and sizes. Indeed many are choosing not just to work mid-city, but to retire there at the end of the day. High-rise living is a growing trend. Should you choose to buy an apartment or condo, you’ll still want to insure it with home insurance in MA or special condo insurance.

Feeling inspired to get the dust cloth into the furthest corners of your home? Spring is about renewal as we all know, and there’s no better time than now for a major overhaul at home. Should you be planning a clean and a clean out, then be sure to include an insurance check on your to-do list. Any changes you’ve made about the home through the year, may impact on your home insurance in MA– and it might be good news if changes like the addition of a security system have reduced the risk for your insurer.

Home insurance in MA may of course help protect your home or apartment in all manner of ways. Should you need to purchase a new TV after a theft, replace storm-damaged roof-tiles or rebuild completely, home insurance may assist. For those who love nothing better than pottering about the garden, it’s worth checking your policy to ensure that gardening equipment stored in a structure outside your home is adequately covered by your policy.