Morse Insurance Blog

We’re often advised to take as many details of the other driver as we can if we get into a car accident, but what do we do if we fall victim to a hit-and-run? It’s far more difficult to prove you were not to blame for an accident; therefore it may be harder to get the best return on your MA insurance claim.

However, as long as you have sufficient uninsured motorist coverage and you take the appropriate steps, you should have little trouble getting compensated for your losses. You should call the police as soon as you can if a driver hits your car and drives off, or if you return to your car and notice it has been damaged. It would be helpful if you are able to catch some details of the offending car as it speeds off, but don’t chase after it. It’s a recipe for disaster.

You should be covered for a hit-and-run if you have enough uninsured motorist coverage on your MA auto insurance policy. Uninsured motorist coverage is compulsory in MA; it’s just a matter of deciding what amount to set your limit at.

It’s also important to call your MA insurance carrier or your agent and report the incident as soon as you’ve called the police. Give your insurance carrier or agent any evidence you may have of a hit-and-run, such as photographs, witness accounts, or car details.

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