• do you need guaranteed replacement cost
    Do you need Guaranteed Replacement Cost?, U.S. News & World Report, CNN—lately, these and other major news outlets have been talking about an insurance option called “guaranteed replacement cost” and touting the reasons why homeowners…

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    Using an Independent Insurance Agent Versus a Direct Insurance Company

    The Morse Insurance Agency, of course, wants you to understand that you have options when it comes to finding and buying home, condo, renters, or car insurance. Below is a summary of the two primary avenues you can use to purchase your personal insurance solutions. We hope the following information helps you select the insurance partner that is the right fit for you.

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  • Photo of a cute pit bull mixed dog sitting in the grass
    Dog Breeds Not Covered by Homeowners Insurance

    Whether you’re a current or future dog owner, the Morse team wants to make sure you are aware there are specific canine breeds that some home and renters insurance companies consider high-risk and may either not cover, limit coverage for, or increase your premium to cover.

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  • Morse Six Ways to Save Money Infographic Featured Image
    6 Environmentally Friendly Ways for Homeowners to Save Money

    Owning a home, while often very rewarding, can also be extremely expensive. After a homeowner has paid their monthly mortgage and property taxes, typically the third-largest expense they have to cover are their utilities. Fortunately, there are several easy ways to minimize the resources you use in your home and cut costs…

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  • Photo of a medium-large house during summer
    Morse Insurance’s Guide to Unoccupied and Vacant Home Insurance

    If you’re in the process of interviewing potential tenants for your empty rental property, living at your in-laws during a kitchen renovation, or waiting for one of your homes to sell, you should know your empty property may be susceptible to a new set of risks…

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  • Happy family sitting on couch watching something on their laptop
    Protect Yourself and Your Loved Ones with These Cyber Safety Tips

    Cybercriminals are swift and sophisticated, not to mention downright brilliant when it comes to prying personal information from the most unsuspecting victims. The Federal Bureau of Investigation (FBI) recommends that…

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