Commercial Property Insurance for Massachusetts Business Owners

Many business owners are under the impression that their business owner policy (BOP) provides all the coverage they will ever need to protect their business property.

At Morse, of course we want our clients to be in the know about their insurance, so we clearly explain that the BOP, in general, only pertains to the actual structure of your business. If you’ve been relying solely on your BOP to cover you from events such as weather-related damage and theft, then you may be missing important coverage for your company property.

Commercial Property Insurance picks up where your BOP leaves off, covering your:

  • Lost inventory
  • Landscaping
  • Outdoor signs
  • And more…

But, maybe you work out of your home or your company doesn’t carry any inventory, so you’d rather not invest in all of these coverages. Then you’ll really appreciate the flexibility of commercial property insurance. In most cases, these policies are customizable, allowing you to choose more coverage for the things that truly matter to your business, and less coverage for the things that do not. Finally, consider how you would make up for income lost or an increase in expenses if your property suffered damage that interrupted your ability to do business. Yes, you guessed it; your commercial property insurance policy may also cover these exposures.

Owning a business means taking on significant risk and not ever really knowing what the next day, week, or year may hold. So, it’s critical to take advantage of any opportunity to get prepared for what may come. The Morse Insurance team will take the time to understand your complex needs first, and then design the commercial property insurance plan that protects you and the future of your company while also being cost-effective.

Call Morse Insurance today, 508-238-0056, for more information about commercial property insurance in Southeastern MA or the South Coast MA area. We are happy to provide complimentary reviews of any current policies as well as a free insurance quote.

Hear What Our Clients Have To Say
"Working with Morse Insurance is like working with your family, we feel like we're a part of their family and they're a part of ours. The entire team is very human and funny with great personalities. It's clear that they love what they do and that they love their customers. They're great people, wonderful neighbors, and an awesome company and I just love doing business with them."

Patti, Morse Insurance Client

"Morse handles all of our Commercial Insurance: Liability, Workers comp, Property and Casualty, and Auto. I completely trust that they have our best interest in mind when they make recommendations about what we need and don't need. Plus, they have top notch customer service, are local and accessible, so when I need something they can turn a requests around quickly. We couldn't be happier with them."

Patti, Morse Insurance Client

"I've been with Morse for 12 years with my Business Fleet Auto and Workers’ Comp, along with my personal Auto, Homeowner's and Multi-Family Property Insurance. Unlike national insurance companies, the Morse team works and lives in the area so they understand what coverage is suitable for this region and my needs. I love that they are locally owned and managed."

Sonja, Morse Insurance Client

"Morse Insurance truly maximizes my insurance dollar while giving me appropriate, well thought out insurance strategies. Their continued dedication and commitment to providing the balanced combination of value and peace of mind is why I keep working with them."

Sonja, Morse Insurance Client

"The team at Morse Insurance handles all my personal and business insurance needs. I expect and receive professional insurance recommendations tailored to my particular needs and circumstances. I could not ask for a more attentive, conscientious and friendly group of people."

Steve, Morse Insurance Client

"Morse Insurance has been our agency for nearly 20 years. At first they provided our Homeowner's Insurance, then we added Auto Insurance. Later, when we started our business, it was General Liability and Errors and Omissions Insurance. The team at Morse is always there to guide us through these complex products. We feel they get us the best products at a fair price and know us on a personal basis."

Larry and Donna, Morse Insurance Clients

"Morse has handled the Professional Liability, Business General Liability, Auto, and Workers’ Comp for our company for over 10 years. Their attention to detail is what sets them apart. I've been with some agencies and you call in only to get an agent who you don't know and who doesn't know you. It's not really a personal relationship. With Morse, I call up Donna and say, 'This is Bill' and she answers my questions. They're small, but they're large at the same time. You can really trust that they'll get things done."

Bill, Morse Insurance Client