Commercial Property Insurance for Massachusetts Business Owners
Many business owners are under the impression that their business owner policy (BOP) provides all the coverage they will ever need to protect their business property.
At Morse, of course we want our clients to be in the know about their insurance, so we clearly explain that the BOP, in general, only pertains to the actual structure of your business. If you’ve been relying solely on your BOP to cover you from events such as weather-related damage and theft, then you may be missing important coverage for your company property.
Commercial Property Insurance picks up where your BOP leaves off, covering your:
- Building
- Furniture
- Computers
- Equipment
- Lost inventory
- Landscaping
- Outdoor signs
- And more…
But, maybe you work out of your home or your company doesn’t carry any inventory, so you’d rather not invest in all of these coverages. Then you’ll really appreciate the flexibility of commercial property insurance. In most cases, these policies are customizable, allowing you to choose more coverage for the things that truly matter to your business, and less coverage for the things that do not. Finally, consider how you would make up for income lost or an increase in expenses if your property suffered damage that interrupted your ability to do business. Yes, you guessed it; your commercial property insurance policy may also cover these exposures.
Owning a business means taking on significant risk and not ever really knowing what the next day, week, or year may hold. So, it’s critical to take advantage of any opportunity to get prepared for what may come. The Morse Insurance team will take the time to understand your complex needs first, and then design the commercial property insurance plan that protects you and the future of your company while also being cost-effective.
Call Morse Insurance today, 508-238-0056, for more information about commercial property insurance in Southeastern MA or the South Coast MA area. We are happy to provide complimentary reviews of any current policies as well as a free insurance quote.
