Umbrella Insurance for Southeastern MA & South Coast MA Residents
Morse Insurance would like to clear up a couple of very common misconceptions about personal umbrella insurance coverage…
First, many people assume that umbrella insurance is only for the rich. But, in today’s litigious society, a personal umbrella policy is truly relevant for every insurance client. This special type of liability insurance can pay for:
- The monetary damages arising from legal claims against you
- Legal fees spent defending yourself from claims of personal injury and property damage
- Legal fees to defend yourself against false arrest and claims of libel, slander and defamation of character
Frankly, any one of us can be sued at any time and be ordered by a judge to pay out large amounts of money. Having a personal umbrella insurance policy can protect your assets.
Clients also often believe umbrella insurance is going to be too expensive, when in reality umbrella insurance is one of the most cost-effective policies you can purchase. For approximately $3 to $6 per week, you can buy $1 million worth of personal liability protection. It’s also important to know that the standard liability coverage in your homeowners and auto policies only covers up to a certain limit, so in the case of a lawsuit that involves damages of a million dollars or more, these will not provide the protection you need. Your umbrella insurance is an enormously important complement to your existing auto, home, condo, and renters insurance policies.
At Morse Insurance we are 100% committed to finding our clients the best insurance solutions that provide peace of mind. We will find you a personal umbrella insurance policy that fits your personal risk profile, at a very affordable rate, and that will provide enough coverage to alleviate your fears about paying any liability costs in the future.