Workers’ Compensation Insurance for Southeastern MA & South Coast MA Business Owners
With workplace injuries and illnesses occurring in the millions every year, business owners need to be confident that their workers’ compensation program meets all Massachusetts requirements.
As your Southeastern Massachusetts workers’ compensation expert, Morse Insurance will always be one step ahead of important industry trends that might affect your workplace risks. Currently, while private employers are reporting a year over year decrease in the rate of nonfatal workplace injuries and illnesses, there were still 3 million such cases recorded in 2014 alone. Those are certainly eye-opening statistics for business owners.
In addition, one workplace trend that shows no sign of reversing is the rising workplace stress felt by employees. Whether it’s from stagnant wages, poor work-life balance, long commutes, too-heavy workloads or something else, workplace stress is directly affecting employee performance and resulting in injuries and illnesses that have had a huge impact on workers compensation.
Workers’ compensation insurance is not simply an option; it is a Massachusetts state law. And the law is very unforgiving to companies who violate the workers’ compensation insurance mandate. It is considered a Class A misdemeanor, with severe monetary penalties, not to provide coverage for workers.
While it’s often hard to swallow something that is forced upon you, workers’ compensation is truly critical insurance that is in your best interest to have. It is designed to protect not only the injured employee, but you, the employer, as well. Whether an accident warrants a quick trip to the emergency room or a lengthy hospital stay, medical and other expenses inevitably pile up. And when the accident occurs on the job, it’s the employer who must pick up the tab. This is exactly when your workers’ compensation program from Morse Insurance will kick in and cover the injured employees’…
- Medical Expenses
- Permanent Disability
- Partial Wages
- Death Benefit to Beneficiary
… and also protect you and your company from civil lawsuits pertaining to the accident.
A Morse Insurance agent would be happy to provide you with a complimentary workers’ compensation insurance quote. There’s no commitment associated with calling us or filling out our online form, and you’ll be surprised at how much you can save by choosing to place your policy with Morse, Of Course! To ensure you have the best protection for both you and your employees, contact us today at 508-238-0056.