Workers’ Compensation Insurance for Southeastern MA & South Coast MA Business Owners

With workplace injuries and illnesses occurring in the millions every year, business owners need to be confident that their workers’ compensation program meets all Massachusetts requirements.

As your Southeastern Massachusetts workers’ compensation expert, Morse Insurance will always be one step ahead of important industry trends that might affect your workplace risks. Currently, while private employers are reporting a year over year decrease in the rate of nonfatal workplace injuries and illnesses, there were still 3 million such cases recorded in 2014 alone. Those are certainly eye-opening statistics for business owners.

In addition, one workplace trend that shows no sign of reversing is the rising workplace stress felt by employees. Whether it’s from stagnant wages, poor work-life balance, long commutes, too-heavy workloads or something else, workplace stress is directly affecting employee performance and resulting in injuries and illnesses that have had a huge impact on workers compensation.

Workers’ compensation insurance is not simply an option; it is a Massachusetts state law. And the law is very unforgiving to companies who violate the workers’ compensation insurance mandate. It is considered a Class A misdemeanor, with severe monetary penalties, not to provide coverage for workers.

While it’s often hard to swallow something that is forced upon you, workers’ compensation is truly critical insurance that is in your best interest to have. It is designed to protect not only the injured employee, but you, the employer, as well. Whether an accident warrants a quick trip to the emergency room or a lengthy hospital stay, medical and other expenses inevitably pile up. And when the accident occurs on the job, it’s the employer who must pick up the tab. This is exactly when your workers’ compensation program from Morse Insurance will kick in and cover the injured employees’…

  • Medical Expenses
  • Permanent Disability
  • Partial Wages
  • Death Benefit to Beneficiary

… and also protect you and your company from civil lawsuits pertaining to the accident.

A Morse Insurance agent would be happy to provide you with a complimentary workers’ compensation insurance quote. There’s no commitment associated with calling us or filling out our online form, and you’ll be surprised at how much you can save by choosing to place your policy with Morse, Of Course! To ensure you have the best protection for both you and your employees, contact us today at 508-238-0056.

Hear What Our Clients Have To Say
"The team at Morse Insurance handles all my personal and business insurance needs. I expect and receive professional insurance recommendations tailored to my particular needs and circumstances. I could not ask for a more attentive, conscientious and friendly group of people."

Steve, Morse Insurance Client

"Morse Insurance truly maximizes my insurance dollar while giving me appropriate, well thought out insurance strategies. Their continued dedication and commitment to providing the balanced combination of value and peace of mind is why I keep working with them."

Sonja, Morse Insurance Client

"Morse has handled the Professional Liability, Business General Liability, Auto, and Workers’ Comp for our company for over 10 years. Their attention to detail is what sets them apart. I've been with some agencies and you call in only to get an agent who you don't know and who doesn't know you. It's not really a personal relationship. With Morse, I call up Donna and say, 'This is Bill' and she answers my questions. They're small, but they're large at the same time. You can really trust that they'll get things done."

Bill, Morse Insurance Client

"I've been with Morse for 12 years with my Business Fleet Auto and Workers’ Comp, along with my personal Auto, Homeowner's and Multi-Family Property Insurance. Unlike national insurance companies, the Morse team works and lives in the area so they understand what coverage is suitable for this region and my needs. I love that they are locally owned and managed."

Sonja, Morse Insurance Client

"Morse handles all of our Commercial Insurance: Liability, Workers comp, Property and Casualty, and Auto. I completely trust that they have our best interest in mind when they make recommendations about what we need and don't need. Plus, they have top notch customer service, are local and accessible, so when I need something they can turn a requests around quickly. We couldn't be happier with them."

Patti, Morse Insurance Client

"Working with Morse Insurance is like working with your family, we feel like we're a part of their family and they're a part of ours. The entire team is very human and funny with great personalities. It's clear that they love what they do and that they love their customers. They're great people, wonderful neighbors, and an awesome company and I just love doing business with them."

Patti, Morse Insurance Client

"Morse Insurance has been our agency for nearly 20 years. At first they provided our Homeowner's Insurance, then we added Auto Insurance. Later, when we started our business, it was General Liability and Errors and Omissions Insurance. The team at Morse is always there to guide us through these complex products. We feel they get us the best products at a fair price and know us on a personal basis."

Larry and Donna, Morse Insurance Clients

Get to Know Morse Insurance