When it comes to Home Insurance in Rochester MA & Umbrella Insurance in Rochester MA You Can Trust Morse, Of Course

Knowing that you have the ideal home insurance in Rochester MA, coupled with an additional umbrella insurance plan, can give you the peace of mind that you and your loved ones deserve. We know how daunting it can be to identify the best insurance providers, particularly if you are doing it on your own. This is why so many generations of clients in the Rochester MA area rely on our family-owned and operated agency, Morse Insurance, for support. Since 1950, we have worked closely with local homeowners to help them navigate the challenging insurance marketplace and ensure they find the policy that fits their needs. Our friendly, experienced team is devoted to finding our clients the best insurance options in the area so that you know you and your loved ones are always protected.

Our Team Specializes in the Following Offerings:

  • Home Insurance in Rochester MA
  • Umbrella Insurance in Rochester MA
  • Personal Excess Liability Coverage
  • Homeowners Coverage
  • Condo Coverage
  • Renters Coverage
  • Excess/Personal Coverage
  • Bundling Policies
  • And Many More Solutions

A photo featuring a lovely kitchen protected with home insurance in Rochester MA

Home Insurance in Rochester MA

Your home serves as a safe haven for you, your loved ones, and all the things that matter most. Regardless of whether you are finally building your dream home, are a long-term homeowner, or are buying your very first house, ensuring your home is properly insured is imperative to maintaining this level of peace, comfort and safety. But, how can you ensure that you are protected against the unexpected? Having a local, trustworthy insurance agent working with you is vital for any homeowner. Morse, of course, is ready to help you find affordable, high-quality home insurance in Rochester MA to ensure that you have ideal protection for your specific needs and budget.

Through our relationships with the top national insurance providers, Morse has access to the most competitive rates and can discover additional savings that you may not be aware of, including bundling your car and home insurance policies for significant savings. In fact, if we combine a few of your current policies, we should be able to help you save over 25%. So, even if you already have a homeowners insurance policy, our team would be pleased to investigate further to determine if there are any overlooked products that would make sense for you such as:

  • Home Systems Protection Coverage
  • Service Line Protection Coverage
  • Identity Fraud Expense Coverage
  • Sufficient Home Replacement Value
  • Earthquake Coverage
  • Ordinance or Law Coverage (Will Cover Building Code Changes)
  • Condo and Building Items Coverage
  • Condo Loss Assessment Coverage
  • Sewer Backup Coverage
  • And Much More!

Not only will our team leverage our years of experience and long-standing relationships with the top insurance carriers to ensure that you have a customized and economical insurance policy, we promise we will always be there for you whenever you need help with a question, a payment, a claim, and more.

Find out more about home insurance in Rochester MA and request a free quote or evaluation from our team of personal insurance specialists today.

Umbrella Insurance in Rochester MA

One of the more frequently unconsidered policies is personal excess liability coverage, also referred to as umbrella insurance in Rochester MA. However, it is a critical defense against financial problems since it provides an extra layer of security for many situations that may not come with a standard auto or home insurance policy. If, for example, someone is injured on your property or you are involved in a significant car wreck that results in serious injuries, you could be found responsible for damages not fully covered by the liability coverage of your auto or home insurance policy. Umbrella insurance protection helps out after your regular auto or home insurance coverage has been exhausted, making up the difference between your regular coverage and the final bill. A common misconception about umbrella coverage is that it is only relevant for those with a significant amount of assets. While having wealth means it is critical to have this type of protection, in today’s litigious society, umbrella insurance in Rochester MA is becoming more important for most people to at least consider, particularly when any of the following are true:

  • You own a rental property or vacation home
  • If you own a motorcycle, boat, or RV
  • If you employ any household staff
  • If you have any pets and/or teenagers
  • If you have a trampoline, a pool, or a hot tub
  • You often entertain guests at your house
  • You hire contractors to do work at/on your home

Kids playing on a trampoline, an example of when one should consider having umbrella insurance in Rochester MA

Another misconception that many people have about umbrella coverage is that it is expensive. In fact, Morse clients discover that the policy has great value for very little up front cost. For just $3-6 per week, you can purchase a policy with $1,000,000 worth of excess liability protection.

Our dedicated agents at Morse are committed to finding umbrella coverage that suits your personal risk profile at a reasonable rate and safeguards your most valuable assets and hard-earned savings.

Learn more about umbrella insurance in Rochester MA and contact us to receive a free quote and consultation from one of our trusted team members today.

Why Local Clients Choose Morse

Family-owned and operated since 1950, Morse is a trusted, reliable independent insurance agency serving homeowners in Rochester MA and across Southeastern Massachusetts. Our agency continues to and always will carry on the mission of our founder, David R. Morse, which was to develop meaningful relationships with our clients that go far beyond business transactions. Generations of clients understand how deeply we value them – we treat every client with the utmost respect, and we always provide each and every one with the excellent level of service that we would want to receive ourselves. That’s why clients like you feel confident that by choosing to work with Morse you will receive personalized, economical, and comprehensive home and umbrella insurance plans that suit your specific needs. Join the Morse family today and take advantage of exceptional home and umbrella coverage, only from Morse, Of Course.

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Congratulations to this week's @hockomocksports #PlayerOfTheWeek, Brendan Tully! “The way that handles the puck and sees the whole ice makes him stand out,” said Foxboro coach Mark Cedorchuk. “He just sees the game real well and has a high hockey IQ.” https://t.co/YY9dIJwtLp

As we prepare for the first #snowstorm of the season, we wanted to share this reminder to always clear your car of snow before you start driving!

Congratulations to last week's @HockomockSports #PlayerOfTheWeek, Julia Feid!

“She has been such a great team leader for us this season” said North Attleboro head coach Derek Herber. “Julia carried us to our first two victories of the season.” https://t.co/3yHa7Z4mjd

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